TopCashback is one of the highest paying cashback sites out there.
Or so they say. From personal experience, it’s usually better to compare what they’re offering with Quidco; a similar cashback site that I’ve already talked about on My Idle Income. In fact on TopCashback’s own Quidco vs. TopCashback page, they share that 85% of their rewards are higher than Quidco. We wouldn’t want to miss out on that 15%!
I’ll get the small savers out of the way first, then show you how to maximise your earnings with TopCashback.
Save money shopping online.
The most common forms of cashback come from online shopping. Earn money back from Just Eat (1.05%, or 4.2% for new customers), Groupon (8.4%), Booking.com (4%), eBay (1.05%), and so many more. It’s not much, but I recommend that if you’re doing any kind of online shopping, just check if TopCashback can save you just a little bit of cash.
Earn cashback on the go with the TopCashback app!
You can get in-store cashback by registering your payment card with the app. Debenhams, for example, offers 4% cashback if you do this. Or you can earn cashback for buying specific products. A personal favourite is the 10p cashback on supermarket own brand custard creams! I would however like to see more offers in this section than there currently are. Quidco definitely has TopCashback beat in this regard.
How do you really maximise your earnings from TopCashback?
To begin with, I highly recommend joining TopCashback Plus. You pay £5 of your cashback earnings (once you’ve got some) every year to qualify for an extra 5% cashback on most offers. It’s definitely worth it if you use the site often.
You can earn a lot of cashback from Broadband, TV, and phone providers. For example, Virgin Media offer £115.50 for switching to some of their bundles. It’s always worth having a browse.
That aside, I’ve found the best source of earnings to be the Gambling retailers.
An example: Coral offers £63 cashback for new customers who deposit and wager £20 on their casino.
Now, when you sign up, most of these gambling retailers like to bombard you with bonuses, deposit deals and the like. You need to decline them all. If you accept, you’ll likely be hit with withdrawal blocks until you’ve wagered, say, 40 times your bonus amount. We don’t want that – we want to keep any winnings from our little wager!
Take screenshots as you go, in case TopCashback or the merchant don’t correctly track your progress. I recommend a screenshot of your registration confirmation, one when you deposit, and one when you place your bet or make your purchase.
Upon signing up and depositing your required amount (£20 in this case), I don’t recommend thinking too much. The quickest thing to do is to just drop all £20 on the roulette table, say, red. Of course, you could lose the bet, but we don’t care about that. We’re not gambling here – we’re earning cashback. If you lose, you’re already £43 in profit! You won’t get the cashback immediately; from my experience it’s usually around a month or so, but 115% profit is hard to complain about! If your bet wins (you’ve got just under 50% chance, after all), then congratulations! Not only will you get the £63 cashback from TopCashback, but you’ll be able to withdraw £40 from Coral, too. That’s an £83 profit for just one offer!
I can’t stress enough that you double-check the terms and conditions of every offer before you click through to the site. Occasionally, TopCashback or the merchant won’t track your offer correctly and you’ll need to prove you’ve done everything the retailer asked of you. Take screenshots as you go, make sure AdBlock is off, and you should be fine.
If you’d like, sign up here and earn an extra £5 after you’ve earned your first £10 cashback!
Leave a Reply